Complaints Procedure

Complaints Procedure

If you are not entirely happy with a product or our service, we would like to hear about it so that we can put it right. We do everything we can to make sure our customers get the best products and the best service possible, however, sometimes we may not get things right first time.

We intend to:

  • Make it easy for you to tell us if something has gone wrong
  • Give your complaint the attention it deserves
  • Resolve your complaint fairly and without delay
  • Make sure you are satisfied with how your complaint was addressed

How and where to complain

If you are not satisfied with any aspect of our product or service, you can tell us about your complaint in the following ways:

  • In person at our head office: Mudd & Co, Breeze House, Sunnyhills Road, Leek, Staffordshire, ST13 5RJ
  • In writing by writing to us at the address above, please address your letter to our Customer Services Team
  • By calling: 01538 380988
  • By sending an email to: [email protected]

How long will it take?

We will aim to resolve your complaint straight away, but if this isn’t possible, we will write to you within 5 business days to tell you:

  • Why we have not yet resolved your complaint
  • Who is dealing with your complaint
  • When we will contact you again

We will usually resolve your complaint quickly, but if it is complex it may take longer. We will keep you informed on a regular basis, however, if you would like an update please email [email protected] or call and ask to speak to the person dealing with your complaint.

If we have been unable to agree a solution within 8 weeks, we will:

  • Send a letter giving our reasons for the delay and an indication of when we expect to provide a final decision
    OR
  • Issue our final decision letter which will explain our final position

Complaints Procedure (for Finance Purchases)

If you are not completely happy with our service, we would like to hear about it, that way we can put it right. We do everything we can to make sure our customers get the best products and the best service possible, however, sometimes we may not get things right first time.

We want to:

  • Make it easy for you to tell us what went wrong
  • Give your complaint the attention it deserves
  • Resolve your complaint fairly and without delay
  • Make sure you are satisfied with how your complaint was handled

How and where to complain

If you are not satisfied with any aspect of our/product service, you can tell us about your complaint in the following ways:

  • In person: Mudd & Co, Breeze House, Sunnyhills Road, Leek, Staffordshire. ST13 5RJ
  • In writing: write to us at the address above, please address your letter to The Complaints Manager
  • By Telephone: 01538 398488
  • By email: [email protected]

How long will it take?

We will aim to resolve your complaint straight away but if we can’t write to you within 5 business days to tell you:

  • Why we have not resolved your complaint
  • Who is dealing with your complaint
  • When we will contact you again

We will usually resolve your complaint quickly, but if it is complex it may take longer. We will keep you informed on a regular basis but if you need an update please call us on the number above and ask to speak to the person dealing with your complaint.

If we cannot reach agreement with you

If we can’t agree a solution within 8 weeks and your complaint relates to our credit brokerage service we will:

  • Send a letter giving our reasons for the delay and an indication of when we expect to provide a final decision

OR

  • Issue our final decision letter which will explain our final position

Our aim is to resolve all credit brokerage related complaints internally. However, if after receiving our final decision letter or 8 weeks have passed you may have the right to refer your complaint to the Financial Ombudsman Service (FOS).

Financial Ombudsman Service

If you want the FOS to investigate your complaint you must contact them within six months of the date of our final response letter.

Financial Ombudsman Service
Exchange Tower
London
E14 9SR

Telephone: 0800 0234567

Email: [email protected]

Further helpful information can be obtained from visiting their web site at: www.financial-ombudsman.org.uk

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